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Ford Focus Focus ST-1 2.0 EcoBoost 250PS

£239 per month with a £4,347 deposit (3.8 per cent APR)

Ford Focus ST diesel driving

The Ford Focus ST is one of the hot hatch bargains of the decade – and now it’s even more affordable. With a £1,950 deposit and low 4.2 per cent APR, Ford finance lets you bag one for £249 per month.

This’ll buy one of the best pocket rockets around. Under the bonnet is a 247bhp 2.0-litre turbo, while the uprated suspension delivers agile handling – few five-doors are as much fun. Even better, it’s as practical and well equipped as any normal Focus.

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List price: £22,720Deposit: £4,347APR: 3.8 per centNo. of payments: 24 monthlyFinal payment: £12,642Total amount: £22,506

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Volkswagen Polo

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