Model	MPG	CO2	Insurance group
Swift 1.2 Motion	64.2mpg	99g/km	27D
Swift 1.2 Ultra ALLGRIP	57.6mpg	110g/km	25D
Swift 1.2 Motion CVT	60.1mpg	106g/km	28D

Buyers of superminis like the Suzuki Swift expect good fuel economy, and the 64.2mpg figure for the regular front-wheel drive models should mean this is one small car that’ll be light on your bank balance. Specifying the CVT automatic makes the Swift a little thirstier at 60.1mpg, while adding ALLGRIP four-wheel drive drops this further to 57.6mpg.

The frugality is helped because the Swift tips the scales at less than a tonne, making it nearly 350kg lighter than the hybrid MG3 and a whooping 750kg less than lardy electric cars like the latest MINI Cooper. While that can make the Suzuki feel a bit like a tin can at times, it works wonders for efficiency – we managed an easy 50mpg even after a brisk drive from the Cotswolds across to South Wales, and reckon 60mpg-plus would be a doddle in normal driving.

Tax

The Suzuki Swift has lower CO2 emission figures according to WLTP testing compared with traditional petrol rivals, starting at 99g/km for the front-wheel drive models, and going up to 110g/km for the four-wheel drive ALLGRIP. These emissions will affect the first year of road tax as part of the Swift's list price, but because all versions are well below the £40k road tax surcharge limit, it won't incur the extra cost.

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2021 Suzuki

Swift

23,615 milesManualPetrol1.2L

Cash £11,787

View Swift

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2019 Suzuki

Swift

35,700 milesManualPetrol1.2L

Cash £8,706

View Swift

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2019 Suzuki

Swift

20,266 milesManualPetrol1.0L

Cash £9,706

View Swift

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2019 Suzuki

Swift

5,470 milesManualPetrol1.2L

Cash £10,787

View Swift

The Toyota Yaris and Renault Clio E-Tech produce slightly less CO2 but still fall into the same 24 per cent Benefit-in-Kind tax band. Those looking for a more affordable company car should consider the Peugeot E-208 and Vauxhall Corsa Electric.

Insurance groups

The Suzuki Swift that’s likely to cost the least to insure is the four-wheel drive 1.2 Ultra ALLGRIP in group 25, followed by the regular front-wheel drive 1.2 Motion and Ultra trims in group 27. The CVT automatic versions will be the most costly in group 28.

Unfortunately, this means that spec for spec, the Swift range is in much higher insurance groups than its rivals. It is two groups higher than the MG3 and is on par with electric superminis like the Peugeot E-208 and Vauxhall Corsa Electric.

For a supermini that’s cheaper to insure, you should look towards the entry-level Volkswagen Polo 1.0 Life in group three, or the Skoda Fabia 1.0 SE Comfort in group four. Meanwhile, the cheaper Renault Clio 1.0 TCe 90 Evolution is in group 10.

Check if your car needs an MoT and view its complete history with our MoT History Checker...

Depreciation

According to our experts, the Suzuki Swift should maintain around 52 per cent of its resale value over a typical three-year/36,000-mile ownership period. That’s a little better than some versions of Skoda Fabia, especially the entry-level 1.0 SE Comfort, which costs more than our preferred version of Swift.

To get an accurate valuation of a specific model, check out our free car valuation tool...

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Richard Ingram

Deputy editor

Richard has been part of the team for over a decade. During this time he has covered a huge amount of news and reviews for Auto Express, as well as being the face of Carbuyer and DrivingElectric on Youtube. In his current role as deputy editor, he is now responsible for keeping our content flowing and managing our team of talented writers.